Synchrony Financing Options

 

Promotional financing options1 can help you get what you really want or need

You don't have to let a small budget keep you from getting what you really want or need. That's why System Pavers offers promotional financing options when your purchase is made with a Home Design credit card issued by Synchrony Bank.

Synchrony Bank is one of the premier consumer financial services companies in the United States with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States2.

Synchrony Bank can provide you with promotional financing options for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with:

  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Open credit line for future purchases3
  • Promotional financing options1
  • Convenient monthly payment options
  • On-line account management

Applying online is quick, secure and private. To apply for a Home Design credit card, simply complete the online credit application


APPLY ONLINE            MANAGE ACCOUNT

1Subject to credit approval. Minimum monthly payments required. See store for details.
2Based on purchase volume and receivables.
3Subject to credit approval.

For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

If your application is approved, or, if you are an existing cardholder, the below promotional financing options may be available.


Financing Options

Reduced 9.99% APR and fixed monthly payments equal to 1.75% of promo purchase amount - Until Paid in Full4

Estimated payoff period 78 months. See below for additional information.

4Monthly interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 1.75% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases.

Reduced 7.99% APR and fixed monthly payments equal to 3.00% of promo purchase amount - Until Paid in Full5

Estimated payoff period 38 months. See below for additional information.

5Monthly interest will be charged on promo purchases from the purchase date at a reduced 7.99% APR, and fixed monthly payments are required equal to 3.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases

Reduced 5.99% APR and fixed monthly payments equal to 4.00% of promo purchase amount - Until Paid in Full6

Estimated payoff period 27 months. See below for additional information.

6Monthly interest will be charged on promo purchases from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required equal to 4.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases.

No Monthly Interest if Paid in Full Within 12 Months (Deferred Interest)7

Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. See below for additional information.

7No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full.

The Promotional offer below requires a minimum purchase of $15,000 and the project must commence within 30 days of purchase. Expires April 30, 2017

No Monthly Interest for 25 Months and fixed monthly payments equal to 4.00% of promo purchase amount – Until Paid in Full8

See below for additional information.

8No monthly interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.


System Pavers is neither a broker nor a lender. Financing is provided by third-party lenders unaffiliated with System Pavers, under terms and conditions arranged directly between the customer and such lender, all subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Not all buyers may qualify. Higher rates may apply for buyers with lower credit ratings.